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31-Aug-2017 18:26

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The watchwords here are ‘paid off’ though, and if you think it’s unlikely that you’d clear the debts even over two and a half years, you are probably better off seeking out the best long term low rate deal, currently for purchases in the first three months up to £125, up to 1% after that when you spend up to £10,000 and 1.25% when you spend more than that.Which sounds generous until you get hit by the 22.9% variable interest rate on anything you do buy.Meanwhile, buying something with a credit card can afford you more protection than buying using a debit card or cash.Some credit cards are even designed to help those with bad credit to improve their credit rating, helping open the door to a whole range of other financial products they may not have otherwise been eligible for.Those who would wish to harm children can prey on those in chat rooms who appear to be left out or lonely.

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